What It Does
Skwad is a privacy-first budgeting app that helps you track and categorize your spending without sharing your bank passwords.
By using your bank’s email alerts, it turns incoming transaction notifications into actionable financial data, giving you a clear picture of your cash flow, bills, and spending habits instantly.
Key Features
- Email-Based Sync: Converts bank and credit card alerts into categorized transactions.
- Auto-Categorization: Tracks every swipe, tap, and transfer automatically.
- Custom Rules & Automations: Rename, tag, or split transactions for accurate tracking.
- Visual Cashflow Reports: Track income, expenses, and savings rates with clear visualizations.
- Budgeting Tools: Envelope budgeting, rollover categories, and planning options.
- Multi-Device Widgets: Check budgets, balances, and recent transactions at a glance on iPhone or Mac.
- Optional Bank Linking: Connect to 12,000+ institutions via Plaid if desired, while keeping security intact.
- Multiplayer Mode: Share accounts and budgets with companions to manage finances together.
Who Is Skwad For?
- Privacy-Conscious Users: Track finances without sharing sensitive banking info.
- Individuals & Couples: Keep joint finances organized in one place.
- Small Business Owners & Freelancers: Monitor multiple accounts and cash flow with minimal effort.
- Budgeters & Financial Planners: Set up custom rules, track envelopes, and visualize spending trends.
- Anyone Frustrated With Traditional Apps: Avoid broken connections, delayed syncs, and password risks.
Final Thoughts
Skwad is perfect for anyone who wants accurate, instant financial tracking without sacrificing privacy. By leveraging email-based syncing and automation, it removes manual entry, reduces errors, and helps you stay on top of bills, budgeting, and overall spending.
For privacy-focused users or those tired of traditional banking apps, Skwad is a modern, hassle-free solution.
