What It Does
Digitap is an AI-powered SaaS platform built for BFSI, fintech, and financial institutions to automate customer onboarding, risk assessment, and credit decisioning.
It helps businesses verify customers faster, assess creditworthiness using alternate data, and scale operations with speed, accuracy, and lower costs.
Key Features
- Digital Onboarding Suite: End-to-end APIs for Digital KYC, OCR-based document verification, and Video KYC.
- Alternate Data Suite: Uses bank statements, device data, telecom data, e-commerce activity, and social signals to assess credit risk.
- Automated Risk Management: AI-driven scorecards built on cash flow, network, SMS, and behavioral data.
- Account Aggregator (AA) TSP: Certified Technology Service Provider offering FIU modules and underwriting-ready variables.
- Expense Manager SDK: Tracks customer expenses and delivers personalized insights for cross-sell opportunities.
- API-First Architecture: Plug-and-play APIs with faster integrations and a dedicated launch support team.
- High Performance & Scalability: Processes thousands to millions of customers with high accuracy and minimal disruption.
Who Is Digitap For?
- Banks & NBFCs: Improve credit underwriting and customer onboarding efficiency.
- Fintech Companies: Launch faster with ready-to-integrate APIs and alternate data insights.
- Lenders & Credit Platforms: Assess thin-file and new-to-credit customers more accurately.
- Digital Wallets & Payment Apps: Enhance risk checks and compliance at scale.
- Product & Risk Teams: Automate verification, scoring, and decision-making workflows.
Final Thoughts
Digitap stands out as a robust AI-driven platform that simplifies complex financial workflows-from onboarding to credit assessment.
Its strong focus on alternate data, automation, and scalability makes it a reliable partner for fast-growing fintechs and financial institutions.
If you’re looking to reduce manual processes while improving accuracy and speed, Digitap is a solution worth exploring. Book a demo and see how it fits your growth plans.
